Rahayu, Wati, and Fayza Najeela Pakutandang. “Does Financial Inclusion Strengthen the Fintech-Growth Nexus? Evidence from Small and Medium Enterprises”. Journal Economic Business Innovation 2, no. 2 (July 10, 2024): 284–296. Accessed May 16, 2026. https://analysisdata.co.id/index.php/JEBI/article/view/274.