TERSA SEPTIANI, Isma; SRI HARYANTI, Setyani; KHRISTIANA, Yenni. Determinants of Fintech Usage among University Students: The Roles of Personal Financial Management, Consumptive Behavior, and Investment Interest. Journal Economic Business Innovation, [S. l.], v. 3, n. 1, p. 41–52, 2026. DOI: 10.69725/jebi.v3i1.351. Disponível em: https://analysisdata.co.id/index.php/JEBI/article/view/351.. Acesso em: 3 jun. 2026.